Air Conditioning Rebates & Interest-Free Loans NSW

Save on a new reverse cycle system with NSW Government discounts and interest-free loans

Check What You're Eligible For

Tell us about your home and we'll confirm which discounts and loans apply.

Complete the form below and one of our air conditioning specialists will get back to you

Air Conditioning Rebates And Loans In NSW

The NSW Government offers two main ways to reduce the cost of a new reverse cycle air conditioner: an upfront discount through the Energy Savings Scheme (ESS), and interest-free loans through the Home Energy Saver program.

Swift Air Conditioning is an approved installer for both. We check your eligibility, choose a qualifying system and take care of the paperwork, so the savings are applied directly to your quote.

What you could be eligible for

✔ An upfront ESS discount on a high-efficiency split or ducted system
✔ A larger discount when replacing an older, inefficient system
✔ An interest-free loan of up to $15,000 through the Home Energy Saver program
✔ Discounts for eligible lower-income households as they roll out

We Install Australia's Leading Air Conditioning Brands

Energy-efficient reverse cycle systems from Daikin, Fujitsu, Mitsubishi Heavy Industries, Panasonic, Samsung, Hisense and ActronAir.

How You Can Save

Split system air conditioner in a Peakhurst living room

Energy Savings Scheme

✔ Upfront discount on your quote
✔ Split and ducted systems
✔ New installs or replacements
✔ No income test

Split system air conditioning installation in a Sydney apartment

Home Energy Saver Loan

✔ Up to $15,000 interest-free
✔ Repay over up to 10 years
✔ Through approved lenders such as Brighte
✔ Household income up to $210,000

Split system air conditioner installed in a bedroom

Replacing An Old System

✔ Larger ESS discount
✔ Lower running costs
✔ Heating and cooling in one
✔ Old unit removed and disposed of

Not Sure What You Qualify For?

Give us a call or request a quote and we’ll go through the options for your home. There’s no cost to check.

How It Works

Talk to our team icon
Enquiry

Tell us about your home, your current heating and cooling and what you’d like to achieve.

Split system air conditioner icon
Inspection

We inspect the home, size the system correctly and check which discounts and loans apply.

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Quote

You get a clear quote with the ESS discount applied and, if you’d like, loan options through Brighte.

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Installation

Our licensed team installs your new system and removes the old one if you’re replacing it.

Repairs and servicing icon
Paperwork

We lodge the scheme paperwork for you, so there’s nothing to claim afterwards.

Why Use Swift Air Conditioning For Your Upgrade

Swift Air Conditioning is a family-owned business based in Peakhurst with over 25 years of experience. We’re an approved installer for the Energy Savings Scheme and a Brighte vendor for Home Energy Saver loans, so we can handle the whole process for you.

Sydney wide air conditioning service by Swift Air Conditioning

Servicing homes and businesses across Sydney

25 plus years of air conditioning experience in Sydney

Over 25 years experience across all things air conditioning

5 year air conditioning installation warranty

5 year* installation warranty for long term peace of mind

Ongoing support and servicing for air conditioning systems

Ongoing support well beyond the initial installation

Custom air conditioning system design to suit your home

Advice tailored to your home and budget

Precision air conditioning installation by experienced technicians

Licensed technicians and quality workmanship

Ready To Start Saving?

Call (02) 9018 9234 or request a free quote and we’ll check your eligibility.

Air Conditioning Rebate FAQs

Can I get a discount on a new air conditioner in NSW?

Yes, many households can. Under the NSW Energy Savings Scheme (ESS), an eligible high-efficiency reverse cycle split or ducted system installed by an approved installer can attract an upfront discount. There is no income test. We check eligibility and show the discount on your quote.

Do I need to replace an old system to qualify?

No. The ESS discount is available for new installs and for replacing an older system, but replacing an old, inefficient unit usually attracts a larger discount.

What is the NSW Home Energy Saver loan?

It is a NSW Government program offering interest-free loans of up to $15,000 for energy-saving upgrades, including reverse cycle air conditioning. Loans are repaid over up to 10 years through approved lenders such as Brighte, and are available to NSW homeowners and landlords with a combined household income of up to $210,000, subject to a credit check.

Can I use the ESS discount and the interest-free loan together?

In most cases, yes. The ESS discount comes off the price first, and the loan can then cover some or all of the remaining cost. We’ll confirm what applies to your home when we quote.

Are there discounts for lower-income households?

The NSW Government has announced discounts of up to $4,000 for households with a combined income of up to $80,000 or eligible concession card holders. These are being rolled out in stages, so ask us for the latest when you enquire.

Do rebates affect my warranty or system choice?

No. You still get the full manufacturer and installation warranty. Not every model qualifies, so we’ll recommend systems that are eligible and suit your home.

Program details, amounts and eligibility are set by the NSW Government and approved lenders and can change. We’ll confirm what applies to you at the time of quoting.

Split system air conditioner in a home office

Get A Free Quote

Find out how much you could save on a new reverse cycle air conditioner.

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Thank you for your interest in our Fujitsu split system air conditioner on sale. Please fill in your contact details below, and a team member will get in touch with you soon to assist with your enquiry 

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